BLG's insurance lawyers monitor key rulings on insurance claim, policy interpretation, and coverage disputes to provide clients with practical insights they can act on. Whether you're dealing with complex commercial policies or emerging risks, our newsletter helps you understand how significant court decisions and regulatory changes might affect your business insurance strategy.
Download our latest seasonal issue below or connect with our insurance law team to discuss how these developments impact your organization.
In this edition (Spring 2026)
Emond v. Trillium Mutual Insurance (Supreme Court of Canada)
The Supreme Court held in Emond v. Trillium Mutual Insurance that a guaranteed rebuilding cost endorsement does not override a policy's compliance cost exclusion. The ruling confirms that clear exclusionary language cannot be defeated by a single endorsement, making comprehensive front-to-back policy reviews strategically essential before a loss occurs.
Insuring AI: Governance, underwriting and the opportunity in risk transfer (Canada)
Insurers are now using underwriting to actively shape AI market development, moving beyond loss coverage. Deployable capacity rewards strong governance while exclusions tighten where risks are undefined. Organizations with auditable, tested AI systems will secure better coverage outcomes and gain a competitive advantage as market accountability expectations sharpen.
Recent business insurance regulatory updates (B.C., Québec, all Canada)
A wave of regulatory activity signals a Canada-wide push for tighter insurer oversight in 2026. OSFI, CCIR, British Columbia, and Québec's AMF are all advancing new frameworks targeting credit risk, distribution channels, incidental insurance sales and third-party risk management. Firms should review governance practices and prepare for tighter compliance timelines.
